Ground-Up Construction

We provide tailored financing solutions for residential new construction projects, whether you're building 1-4 units or developing 5 or more units. Our loan programs are designed for builders, developers, and investors looking to fund their construction projects with competitive rates and flexible terms.

Flexible Loan Options

Key Features

Loan Amounts:

$100,000 - $3,000,000+


Property Types:

Non-owner occupied 

 Single family residence

 2-4 unit multifamily

 Condominiums

 Townhomes

 Planned unit developments (PUD)

Loan-to-Cost (LTC):

Up to 75% of the lower of land value or purchase price/60% if unpermitted, plus 100% of construction
Max 90% of total project costs


Interest Rates:

Competitive rates to help manage project costs Starting at 10.99%


Loan Terms:

Up to 24 Months


Quick Closing:

Fast approval and funding to keep your project on track


Minimum FICO:

680

 

Whether you're a seasoned developer or an investor breaking ground on your next project, our construction financing solutions are designed to help you succeed from start to finish.

Ready to Break Ground?

Tell us about your project, construction plan, and capital needs. We’ll explore a financing structure designed to move your development forward.